Articles for Special Finance Experts

Have You Made The Commitment?

Tuesday, August 29, 2006
Greg Goebel - There are eight key components in making a Special Finance Department successful: commitment...

Fast Funding Must Become The Culture Within Dealership

Tuesday, August 29, 2006
Greg Goebel - A mass of delivered but unfunded contracts will cause pressure and stress for the Special Finance manager...

From My E-Mail Inbox....

Tuesday, August 29, 2006
Greg Goebel - One sales person can handle on average 80 to 100 new leads per month effectively...

This One Is For You!

Tuesday, August 29, 2006
Greg Goebel - All you have to do is to know your lender’s programs, be able to use your guide books and use some discipline...

Show Me The Money

Tuesday, August 29, 2006
Greg Goebel - With checklists...you don’t accidentally mis-contract, or forget to get references, proof of residence or sundry other items...

"The Sky Is Falling, The Sky Is Falling!" Or Is It?

Tuesday, August 29, 2006
Greg Goebel - The lending landscape has certainly become more challenging over the last few months in the Special Finance industry, with lenders’ programs tightening and discounts growing. At the same time, the market of applicants with sub-500s Beacon scores seems to have grown exponentially. Is the sky really finally falling on the Special Finance industry?

The Train Wreck

Tuesday, August 29, 2006
Greg Goebel - The wreck actually occurred when the customer was greeted at the dealership and was worked as a prime credit deal from the start...

Focused On The Phone!

Tuesday, August 29, 2006
Greg Goebel - The phone call is the way that three out of four sub-prime sales begin...

Chewing Gum And The Special Finance Department

Tuesday, August 29, 2006
Greg Goebel - Then again, which is worse? To pay to train someone and have them leave, or to not train someone and have them stay?...

Achieving Greatness

Tuesday, August 29, 2006
Greg Goebel - Do the people that you have genuinely enjoy coming to work everyday? Do they enjoy the rest of the team?...

Back To The Basics: The Eight Elements Of Success

Tuesday, August 29, 2006
Greg Goebel - If your department possesses these elements, it will most likely always excel...

The Simple Secrets To A Banner New Year

Tuesday, August 29, 2006
Greg Goebel - Regardless of the market, dealers that stay focused on their business by proactively planning, rather than...

Two Axioms Serve As Special Finance Department Foundation

Tuesday, August 29, 2006
Greg Goebel - They see a desirable vehicle, at a monthly payment they know they can afford, which leads them to you...

Now, More Than Ever, It Pays To Be On The Money

Saturday, August 26, 2006
Greg Goebel - That means to achieve the benchmark SF front end gross profit, you cannot own the vehicle for more than $11,400...

The First Essential Element: Commitment
The Foundation Of The Special Finance Department

Friday, August 25, 2006
Greg Goebel - It is also something that is identified as a component for success in virtually every other department in the dealership...

The Second Essential Element: The Importance Of Inventory

Friday, August 25, 2006
Greg Goebel - I will address the fact that people often bristle when I state that I believe that inventory is more important than personnel...

The Third Essential Element: Special Finance Department Personnel
You Can't Do It Without Good People

Friday, August 25, 2006
Greg Goebel - First, let’s look at sourcing new Special Finance sales people. Where do we look for them?...

The Fourth Essential Element: Lenders - Your Partners In Special Finance

Friday, August 25, 2006
Greg Goebel - Are you a franchise store or an independent?...In any case, you have to have the lenders...

The Fifth Essential Element: Structuring the Deal

Friday, August 25, 2006
Greg Goebel - ...step in the Special Finance sales process is to be able to identify the SF customer at the onset of the sale...

The Sixth Essential Element: Advertising and Marketing - Getting Them in the Door

Friday, August 25, 2006
Greg Goebel - With the benchmark front-end gross being $2597, that would mean approximately $260 per SF unit sold...

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