September 2017, Auto Dealer Today - Feature
By Thomas B. Hudson, Esq.
Can damages exist without evidence? Hudson retells the story of a New Jersey dealer who stood up to charges of concealing a salvage title - and won.
Tags: CFPB, Lawsuit, Legal, training
July 2017, Auto Dealer Today - Feature
Statewide sweeps should convince dealers to clear the flim-flam artists from your F&I department.
Tags: CFPB, fraud, powerbooking
February 2017, Auto Dealer Today - Feature
The Consumer Financial Protection Bureau is taking baby steps toward financial literacy, but it remains far from the head of the class.
Tags: CFPB, Credit, retail installment contracts
December 2016, Auto Dealer Today - Feature
The CFPB’s inability to master the basic vocabulary of automotive finance does a disservice to the consumers whose interests it is charged with protecting.
Tags: Auto Loans, CFPB, Finance, Law, Regulations
November 2016, Auto Dealer Today - Feature
The CFPB really is following you, and every mistake you make in the showroom and in your advertising can lead to an enforcement action.
Tags: advertising, CFPB, Legal, showroom
October 2016, Auto Dealer Today - Feature
The CFPB has elected to forgo the rulemaking process and rely on enforcement to hammer businesses in the name of consumer protection.
Tags: CFPB, consumer protection, Regulations
June 2016, Auto Dealer Today - Feature
By David Gesualdo
The publisher returns from a long road trip with regulatory compliance on his mind.
Tags: CFPB, compliance, Regulations
If you’re wondering where all those pesky rules and regulations come from, look no further than the dealer down the street.
Tags: CFPB, Legal, Regulations
April 2016, Auto Dealer Today - Feature
The CFPB has found an unexpected foe in Eric Schneiderman, an activist attorney general who believes arbitration is ‘efficient and effective.’
Tags: CFPB, legal training, lemon law
March 2016, Auto Dealer Today - Feature
Countless examples prove that dealer advertising is an easy target for regulators.
Tags: CFPB, Deceptive Advertising, FTC, Regulators
By Nicole Munro
The Texas Plain Language Law will mandate that auto finance contracts be written at an 11th-grade reading level by 2017.
Tags: auto finance, CFPB, contracts, legal training
October 2015, Auto Dealer Today - Feature
If the CFPB has its way, pre-dispute arbitration agreements will no longer protect dealers from class-action lawsuits.
Tags: CFPB, court, lawsuits, Legal
By Richard Hudson
Any entity that feeds a consumer reporting agency is considered a ‘data furnisher’ by the CFPB and must be aware of three credit reporting factors that can’t be overlooked.
Tags: CFPB, Credit Report, Legal
September 2015, Auto Dealer Today - Feature
Self-governance by providers may be the best way to protect the sale of F&I products.
Tags: CFPB, P&A Leadership Conference
June 2015, Auto Dealer Today - Feature
The Washington Post’s Glenn Kessler calls enterprising Massachusetts Sen. Elizabeth Warren out for repeating a popular myth about auto finance, regulatory oversight and dealer participation.
Tags: CFPB, dealer financing, Regulations
The so-called consumer advocates who are bullying dealers were nowhere to be found when times were tough.
Tags: CFPB, dealer financing, NADA
May 2015, Auto Dealer Today - Feature
There is much to dislike about the CFPB’s 728-page report on pre-dispute arbitration clauses.
Tags: arbitration agreements, CFPB, Dodd-Frank Act
April 2015, Auto Dealer Today - Feature
An invitation to join the CFPB’s Company Portal should not be ignored, and some dealers may choose to sign up preemptively.
Tags: CFPB, consumer complaints, Email, Legal
February 2015, Auto Dealer Today - Feature
By James S. Ganther, Esq.
A District Court judge’s decision in a housing discrimination lawsuit could help derail the CFPB’s ongoing campaign against auto dealers.
Tags: CFPB, discrimination, U.S. District Court
January 2015, Auto Dealer Today - Feature
By Ronald J. Reahard
The auto industry and the finance companies that fuel it have yet to mount a proper response to the CFPB's threats and actions.
Tags: CFPB, compliance, Finance
November 2013, Auto Dealer Today - Feature
By Jim Ziegler
While it’s unwise to get stuck in a bygone era, ‘Da Man’ reminds us all
that exciting predictions for the future don’t always pan out.
Tags: CFPB, Generation Y, Jim Ziegler, On the Point, Richard Cordray
August 2013, Auto Dealer Today - Feature
Subprime loan programs with automatic interest-rate reductions are great for both dealers and their customers, but could run afoul of TILA standards.
Tags: APR, CFPB, credit reports, Good Repayment Incentive Program, GRIP, Lending, subprime, subprime lending, TILA, Truth in Lending Act, UDAP
By Jim Ziegler
Ziegler mourns the loss of Gregg Allman as Ford and Hyundai shake up their leadership teams and Carvana struggles to stay afloat.
By Jim Ziegler
Ziegler has harsh words for the so-called geniuses behind escalating factory incentives, political support for autonomous vehicles, AutoNation's 'millennial-friendly' pay plan, and the Carvana IPO.
By Jim Ziegler
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