Article

Truth in Lending Act

May 2017, Auto Dealer Today - Feature

Falling Sky?

By Thomas B. Hudson, Esq.

Hudson plays Chicken Little as two New York dealers face the wrath of allegedly overcharged customers.

Tags: Credit, Legal, Pricing, Truth in Lending Act

August 2016, Auto Dealer Today - Feature

Sweat the Small Stuff

By Thomas B. Hudson, Esq.

When it comes to regulations such as Truth in Lending and Reg Z, there are no technicalities, only violations.

Tags: Legal, Regulation Z, Truth in Lending Act, Violations

August 2013, Auto Dealer Today - Feature

No Good Deed Goes Unpunished

Thomas B. Hudson is a partner in the law firm of Hudson Cook LLP.

By Thomas B. Hudson, Esq.

Subprime loan programs with automatic interest-rate reductions are great for both dealers and their customers, but could run afoul of TILA standards.

Tags: APR, CFPB, credit reports, Good Repayment Incentive Program, GRIP, Lending, subprime, subprime lending, TILA, Truth in Lending Act, UDAP

October 2012, Auto Dealer Today - WebXclusive

Preparing Multiple Contracts?

By Thomas B. Hudson, Esq.

Attorney Tom Hudson discusses why the practice of writing multiple contracts on the same deal is bad news and can cause dealers to run afoul of the federal Truth in Lending Act.

Tags: BDC, compliance, contracts, Disclosures, retail installment contracts, Truth in Lending Act

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