Revived tax season. We haven’t seen a huge influx of tax refund money in a few years now. I know some dealers have moved the tax season into December by utilizing refund estimates, and if I felt confident there was a good, compliant way to do it, then I might give that a try. I know many of us are looking forward to getting a boost to our sales, as customers have more access to down payment during this time. While it doesn’t make them a stronger applicant, it sure does help the cash flow.
No new regulations. I know we just got a little reprieve as the FTC’s Red Flags Rule implementation date was extended six months, so it’s not that I’m ungrateful for small blessings like that. By the time they announced it, we had our whole system in place already, but staying on top of all the compliance issues BHPH dealers have to deal with can be exhausting. So, if we could not add anything new to our plate for awhile, that’d be great. And feel free to help repeal any of the unnecessary tasks we currently have to do that distract us from having more productive companies.