—Consumer Report Disclosure provided FREE to automotive dealers—

To help ease compliance with a new Minnesota state law, First Advantage CREDCO is providing Consumer Report Disclosure Notices free of charge to all automotive, RV and marine dealer customers, automatically with every consumer credit report ordered.

Effective January 1, 2008, the new law – which falls under Minnesota Senate File 1333 or Minnesota’s Car Buyer’s Bill of Rights – requires Minnesota dealers to deliver a Consumer Report Disclosure Notice to residents prior to the sale or lease of a vehicle every time a consumer credit report is ordered.

“We’re pleased to offer this service free to our automotive, RV and marine dealer customers,” said Eric J. Rumsey, president of First Advantage CREDCO. “It’s part of our ongoing commitment to help our Minnesota dealers remain compliant so they can focus on sales, while protecting their customer’s right to stay informed on consumer credit inquiries.”

The Consumer Report Disclosure, which will be delivered to the consumer at the point of sale, will be conveniently included as a separate sheet along with the First Advantage CREDCO credit report. Minnesota dealers will not have to take any action to receive the free service, as it will be automatically provided with every consumer credit report beginning January 1, 2008.

First Advantage CREDCO also provides consumer disclosure notices free of charge for California automotive, RV and marine dealers to help them comply with a similar state requirement, which became effective July 1, 2006. Unlike the California consumer score disclosure, Minnesota law doesn’t require dealers to provide the credit score obtained from a credit reporting agency to the consumer.